What manual payroll key-ins cost you
Enter your numbers to see the administrator hours and payroll dollars spent re-keying contribution data by hand each year — and what a 360° recordkeeper integration gives back.
Your numbers
Estimated time spent is typically 50–100 hours per plan annually keying contributions, loan payments and census changes into the recordkeeper portal.
A 360° recordkeeper integration sends contribution data straight from payroll and writes deferral changes back, so the administrator reviews a file instead of typing one. Adjust to model a conservative or full-adoption scenario.
Payroll dollars spent every year typing contribution data into a recordkeeper portal by hand, before any plan-level work gets done.
Late or missed deposits
Manual key-ins depend on someone remembering, every cycle. Deferrals that miss the deposit deadline become a correction issue rather than a scheduling one.
DOL audit exposure
Timeliness of participant contributions is a standing area of Department of Labor focus. An automated feed produces a consistent, dated record of what was sent and when.
Lost earnings to make up
When a deposit is late, the plan generally owes participants the earnings they would have had. Those corrections land on the employer, on top of the staff time to fix them.
Estimates only. Figures are calculated from the inputs above and are intended to illustrate the scale of manual data-entry effort — they are not a quote, a guarantee of savings, or a substitute for your own cost analysis. The compliance notes above are general information, not legal, tax or fiduciary advice, and no integration eliminates compliance obligations. Work-day equivalents assume an 8-hour day; FTE equivalents assume a 2,080-hour work year.
Ready to streamline your census season?
Fill out the form below and we'll walk your team through what automated census collection looks like on your book of business.